Posted by u/hanauarc - No votes and 1 commentJust did a test in CK3 with max. Guild building chain in cities, trade port building chain in your coastal holdings, scholarship lifestyle focus, and planned cultivation perk provide the largest % boosts to development. But if you raise the max development penalty to 40 through cultural tech it will only apply. Long story short: a wild mix of cultures, domain: mostly Rome and Constantinople with 100 development and some random duchies for stationing troops and general buffs. This mod removes all perk prerequisites in the lifestyle trees, except for the final trait. First you can check if any technology is currently exposed to your culture, this should be marked by a slight glowing outline, exposure will dramatically speed up, always pick that one to be fascinated by since that will dramatically speed up progress (usually down to 40 years if you have a low learning ruler) Next up to impact your progress is. 5% Taxes and +150 Supply Limit. . AerLosterCaroleaner Apr 17, 2022 @ 9:51am. To do this, the cultural acceptance with the target county's culture must be below 50, the AI ruler must be independent or a. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. Some more cool cultures. 2_code. 4 CK3 patch. Crusader Kings. 4 CK3 patch. You can also create them and award them to vassals for an opinion boost. If I had to guess I would guess that it's both you controlling the world and having a dynasty the size that. Oct 25, 2023Ck3 wiki barony section shows every special building. . CK3 Dev Diary #04 - Development & Buildings. 3) Governor to Vassal Mapping. If anyone feels the need to use this cheat, for whatever reason, here’s the format. Paradox Staff. If you have 3 tenets, there are a max 3 unique things a faith can do, if you have 5 tenets there are now the possibility for there to be 5 unique things a faith can do. blackfyre689. Being on your Liege's council should be a much more involved process in my opinion. 5% chance to lose −0. Norse-arabic seems weird but fun as Norse adventures take som part of the arabic world and make their own culture. I'm a noob at CK3, but enjoying it so far. Level 2 buildings cost 250 Gold. It grants 25% Garrison, 10% Development Growth and the mentioned Fort Level. It doesn't matter if you make Livonia the richest area on the map while France is a wartorn backwater, you can still only build a grand cathedral like Notre Dame in the one area Paradox decided it was possible. 2% each year. If you are talking solely about CK3 Development with no conversion of buildings, then you can do a 1-to-1 mapping of the Civilization Level. 4. R. If we go 100 units of Elephants for 1600 Gold then it would compare to about 11 units of Horse Archers at 1485 gold. This will pull up a list of eligible concubines. (I. this, its like +1 to have a idepedant king. You can do various things to increase your characters lifespan, like getting health traits, picking hunting focus, having a dog, absorbing the life energy of your children or collecting health increasing artifacts like the holy grail. Rename the save file to a . Description. A searchable list of innovation codes for use with console commands on Crusader Kings 3. How to use Crusader Kings 3 cheats. a martial education and a lifestyle trait that is military or fighting based as well as being able to specify some min-max bounds for martial skill and prowess. but is the only way forward to better developed lands, buildings, cities, castles etc. Once a character reaches the age of 25, they have a 7. As a rule of thumb you should have a cleanly vetted mod load order, ideally shouldn't go into the high double digits or things will break even if every mod is up to date. l_x_fx. Crusader Kings. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Also you can give yourself intelligent and make one of your vassals an intelligent woman/man for a spouse so you can marry them. The totals are. But one of the biggest draws for Paradox's epic. Some of my personal favorites so far: 867: Daurama Daura, Alfred of Wessex (forming alliances, curbstomping vikings and forming England with a generation is a great experience), Haestein of Nantes (start as a count, but can take all of Francia if you play your cards right)Basic and Advanced Scripters: Events, mechanics, governments, faiths, and cultures all require extensive script work to bring ASOIAF to CK3. Personally I much prefer CK3’s system - obvious disclaimer that none of us have actually played it yet aside - because, as you said, traits in ck2 were too numerous per character, and had very little impact beyond just being a +2 diplomacy or -1 learning. Depending on your lifestyle focus, you'll trigger various events that can grant extra experience or even a free perk choice. That number is here to tell the script system that the max development level is 100. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. If your domain limit goes down give your castles out to barons and take them back later without tyranny. You can just keep rebuilding on the same slot over and over making the cheapest building available to get this bonus, I just tried it. Social. sieges hurt it. 29) * 0. 20K subscribers in the ck3 community. 525 which works out nicely. Johrdan360. If your max development penalty is 20, and the development of your county is 10 then it will probably put something like -. One of the best CK3 tips and one of the easiest to implement, is to learn the basics of managing the council. One benefits the ENTIRE region with a solid 25% bonus and the other 15% is for the steppes itself. There's a cap around 15-16 per character, I think. If you raise the development to 15 it will apply something like -1. epoci • 3 yr. anonymous01720 • 2 yr. ago. Theres no real benefit in ck3. Will it still have the unknown random variants of character growth? I find that to be very important for it all to feel natural. Do-able but damn near close to impossible. slower. This is math-based guide to help you plan what lifestyle trees to invest in and for how long. r/CrusaderKings. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. Sometimes you get a bad apple and you just. Each level of development gives an individual county a flat 150 bonus to its supply limit. It's not even a bad mechanic, in theory. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Have the women of your dynasty married to independent lords - or their heirs for delayed gratification. at least with partition your kingdom will stay together even if you have two dejure kingdoms in your realm. This is my first time posting a suggestion for any of your games, mainly because I think I have a neat design solution for the issue with Men at Arms bonuses from buildings. These Crusader Kings 3 console commands let you do anything from giving titles, to killing characters, to discovering schemes targeting you. Thanks for any answers in advance. yes, you should max anyway, special units at least, I was able to take different lands and take their innovation, was kinda late tho. Best example of this is probably the CK2. Even without sanctioned war declarations or a hook on you at max crown authority, your vassals are still allowed to declare holy wars for some reason. ). If a negative value is used,. . Extract the save file. A max level tradeport gives 40% development and the elephantry building gives 45% development. If you have coastal province then you also have bonus to this increase. That doesn't mean the information isn't out there, but it means you probably find it in Reddit or forum posts. " Its territory grows to over 1000. Need tips for getting gold ck3. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. ago. {"payload":{"allShortcutsEnabled":false,"fileTree":{"":{"items":[{"name":"compare_versions","path":"compare_versions","contentType":"directory"},{"name":"1. On steppes, this means 40% boost that effectively negates the malus, BUT remember the effect is two fold. The biggest counties in the game, such as Madurai, have 7 baronies each, while the smallest, such as the Isle of Man, have only one. . 6. When you stack building time / building cost reduction you can really spam this quite crazily and reach 100 development obscenely fast. Yes, there are some limits, look at the NChildbirth part in gamecommondefines. Paradox has tried to dial back that stuff over the years because the imagery of focusing on crusading against evil Muslims and the phrase "Deus Vult" attracts a certain kind of crowd. someone did it by hand in this guide. Add that to a modifier effecting your character, such as found in Character Traits it Religion Doctrines, and you. MrVinland • 1 yr. . V3. Your domain limit is impacted by your stewardship, also +3 if you’re a king. This page was last edited on 31 August 2020, at 22:09. I looked at what is offered for the options, and I don't see a massive benefit to them. You will usually get a three star education trait. To open the console while in the game, press the ` key, the ~ (tilde) key, or Shift-Alt-C. Crusader Kings III offers a debug mode (disabled by default) that allows the inputting of console commands. I try to finish every innovation in the game in the shortest amount of time possib. so always keep as many counties as you can. . . One good thing compared to other games (Vic 3 kof kof), CK3 team is slow but seems to make cleaner releases, there are bugs but no game breaking bugs, that's something we sometimes tend to forget (but Vic 3 "port deletion", "legitimacy disappereance", "end game performance". txt file. 10 Noble Adoption. yes it spreads. Their are two Attributes of the Accolade, the Primary and Secondary. I doubt you will see much differences in this kind of game but believe me, the difference is approx. Also the options start covering the event dialogue around 8-10 options, with 11 options having the dialogue partially covered, so depending on how long your event text is, 7-10 options max without bugging out the UI. CK3 Eras. 0g. It examines lifestyle experience based on congenital traits as well as learning traits and base gain of experience. War score is a measure of which side is winning a war. settings at 120% render resolution vs. It is primarily based on the rank of the ruler's primary title and can be increased by title laws and traits. discover_all_eras. but there will be a period right after going from tribal to feudal you can be really weak. Can you achieve fame and fortune for your noble family, or will your names be forgotten to history? 421K Members. ---- If Imperator Territory DOES NOT HAVE Fort => CK3 City Holding 2) Country Development Conversion If you are talking solely about CK3 Development with no conversion of buildings, then you can do a 1-to-1 mapping of the Civilization Level. There are 5 lifestyles to choose from, each containing 3 focuses and 3 perk trees. In this case our development total was 447 spread across 17. CK3 special buildings are just ridiculous railroading. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the. CK3 Modding #1 -Brief introduction to modding. The amount given depends on the vassal's obligations:. Industrious - I found out for myself here that you can get the +25 development growth (takes 100 growth to get +1 dev level) by simply rebuilding a cheap structure on the same slot over and over. Then you can do warfare legacy 1 (15% eff), have a faith that has knight eff bonus holy site or have a single special building to boost knight eff (+20%). So Imperator Territory Civilization Level X = CK3 Holding Development Level X. What little benefits you can get from max development are overshadowed by simply having more counties instead. Incremental changes, like scaling back the Tribal vassal levy contributions to 15% per Fame level (so 75% levy max instead of 100%) and providing some sort of continuity in County holding development through the Feudalization transition are enough to bring it in line IMO. Duchies have 8 courtiers and 1 guest. Even as a total conversion mod. Can you achieve fame and fortune for your noble family, or will your names be forgotten to history? 421K Members. Prettttty sure they have the best strength * toughness/gold ratio, but I didn't actually check. Define pagan. It starts with 20 development in 867 and has the House of Wisdom building that gives +2 learning per level of fame, +10 different culture opinion, +15% cultural fascination progress, +15% monthly lifestyle experience, -20% faith creation and reformation cost realm wide, and for the. 5% per level) Absolute Control (+10%) Being steward to a liege; the position gives a fixed monthly increase, as well as a percentage increase in domain taxes. So it makes sense to convert let's say London or Paris to your culture, just to. The main issue is that it just isn't fun or interesting to interact with, and most of the time. . TomLore Corporal. If you can get at least 15 prowess knight this means you get 1500 damage for levies and 1650 damage for knight - just for 75 gold and 200 prestige. Development Growth for Development Level above zero always gets a penalty. " -Napoleon Bonaparte. Can you achieve fame and fortune for. Can enact the Female Preference Gender Law. 2 What OS are you playing on? 1 Development = +0. For terrain that is NOT steppes BUT in the steppes REGION. ago. A max level hunting ground gives you 2% passive development growth. Law. Period. Lunatic is a good negative trait to get 15 points back without much downside. Below is a searchable list of all CK3 innovation IDs, for use with the discover_innovation console command. Because so long as you keep your Realm Priest happy (50+) he gives 50% of the taxes and 100% levies. oh excellent. however, just the trade node zones. +2% Monthly development — 5 Livestock Pens 450 Gold Holding is at least level 3 Windmills +0. Crusader Kings. This guide will cover a comprehensive strategy for selecting holdings, counties and buildings for Feudal lords in the 1. We can see the 0. CK3 is too easy. r/CrusaderKings. 41 Badges. On top of that, in the 867 start the native Saka culture of the land is very well suited for tall gameplay in the area. In CK3, religion is what you make of it. In this video I play a game where researching innovations is my only goal. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. Modifiers are applied to different scopes. CK3 Suggestions Basic fixes · Final. txt. Maximizing Development Impact. Report. Personality traits have an impact as well. Royal Court update --This guide will be updated after next bug-fixing patch is released [version after 1. Crusader Kings. CK3 Building and Holding Guide. Hastiluder foot rout level 3 - size +2. I also built as many city holdings and guilds as possible. Choose your noble house and lead your dynasty to greatness in a Middle Ages epic that spans generations. Hence, you can have a duke (or even better, a powerful count with lots of mishmashed lands) that may have lots of weak levies, but very, very few MAA, which means that their armies are, comparative to yours, paper tigers. Spoiler: Cool Miscellany. You expect players to hit max development by the end even playing a "backwards" culture (wow CK3), but this time got the entirety of the island of Sicily to max 100 by the end. Use an “all-around” mix myself with the 5th regiment always being siege. And how does CK3 treat supply limit? Development is a value representing the infrastructure and technological advancements of a county, increasing taxes, levies, and supply limit. 5. May 14, 2018. (My credentials are reading through the code, so I added sources so people can retrace my steps. Then I started working on Trade Ports. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. they should atleast ad something NEW that makes players wanting to get CK3 while waiting for DLC´s. 1MB max. Military and Civic innovations have a small chance to. I have some ideas on how that could look and I think it would make "Loyal" Count and Duke playthroughs much more fun. All of them have some amazing bonuses, and you will most likely need to get at least one from each category. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. If you are using Community Flavor Pack (CFP), put it BEFORE Princes of Darkness Mod in your load order. Been going for maxed-out Farms & Fields in my holdings first for the money, then Trade Ports for money and development. with those 2 converters at least Vic3 wasnt getting any province changes. r/CrusaderKings. A searchable list of innovation codes for use with console commands on Crusader Kings 3. r/CrusaderKings. There's a variety of things you can sink money into, from gaining prestige and piety via decisions, to raising better quality men at arms, recruiting high prowess knights and commanders,. I love a good definition. seems like the main tribes playable right now are the ones closer to europe. In terms of tech they are very powerful. Crusader Kings 3 Holdings Guide. Kingdoms have 12 courtiers and 2 guests. Pointer Table for CK3 Characters. CK3 Wiki Active Wikis. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. The biggest thumbnail the Workshop displays is around 600x600 pixels. 3 in the ruler's capital, which means the capital will increase Development even when the ruler's Steward is busy with other jobs. This works until you get fascination progress up to a 100% chance per month, at which point it becomes worthless to keep increasing. Acquire more vassals. CK3 Tribal Troops. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Crusader Kings 3 mods range from small quality of life upgrades to complete conversions. Our curated selection of the best CK3 mods shines a spotlight on a range of modifications, from large-scale, ambitious overhauls to minor but impactful changes that. There are four time periods available, and you cannot progress to the next tier until you have both reached a specific date, and obtained half of all era Innovations. Your choices are of course based on your goals for the run. Go to your CK3 directory, "binaries" folder 2. This average uses all same-culture. Then you can spam cities/temples in all empty holdings and upgrade everything to the max. Unless they removed that. They can even recruit horse archers without being of Mongol or Turkic heritage. . When I was play. Innovations represent technological, legal and ideological advances that a Culture can make. I. Going even one domain over the domain limit applies a -20% tax and levy penalty on your entire domain. The Attributes get stronger and provide more benefits as your Knight gains Glory. Each starting character will have a number of lifestyle perks unlocked based on its age. 29) * 0. Type "add_real". There are four time periods available, and you cannot progress to the next tier until you have both reached a specific date, and obtained half of all era Innovations. Barracks all the wayy. ck3. If no county or barony is specified, then the amount will be added to your capital. So at the hypothetical maximum age of 120 ish, you're as fertile as a 70 year old (assuming no negative traits which you almost certainly would have). This article has been verified for the current version (1. 1 Monthly Development; Also, the player will get these bonuses from the Golden Gate of Kyiv in CK3: +10% Monthly Piety +10% Monthly Prestige; Kyiv would get a spot on this best counties in CK3 list just by having this amazing building at the start of the game. A couple tips for you. Lifestyle. 1 development growth (which is modified by development growth modifiers). I go over why researching innovations takes so long sometimes and what. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. There are 4 main resources in Crusader Kings 3. Currency +10% Development Growth/month. "For war, we need three things: money, money and more money. You will still incur a penalty (albeit smaller) at lower development levels. We need an overhaul of the War and Crusades system. To be more precise, I mean, that if the year in a game reaches a certain value, it is basically "over". 0/month;. 2. Gated by development (more developed province = more thugs to go around). Send your spymaster to dig for dirt in foreign courts and rake in the cash. 02 = 0. 125 health each year. We can see the 0. Top 1% Rank by size. I'd still never use it. How controls work in Crusader Kings 3. Basically, you can take any duchy in your sight. Top 1% Rank by size. When you stack building time / building cost reduction you can really spam this quite crazily and reach 100 development obscenely fast. so it's already linked. Understanding development and how development growth occurs can help you build your lands st. At level 1, you will also get 0. 5% per development so at 100 development, you get 50% more taxes and levies. Can enact the Equal Gender Law. Military court type Level X - size +1. 2% each year. Negative values lower it. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. The biggest thumbnail the Workshop displays is around 600x600 pixels. CK III - Development Growth is broken. . a martial education and a lifestyle trait that is military or fighting based as well as being able to specify some min-max bounds for martial skill and prowess. Your choices are of course based on your goals for the run. House Head Prestige gain is capped at +5. The vassal limit is the number of direct vassals (excluding Barons) a ruler can have without penalties. 2. I'll add what's missing. CK3 Eras. Right-click ck3. Get the centralization perk in the architect line of stewardship lifestyles. CK3 Increasing the Odds Counties now reach the max. By reaching the maximum development amount (100) in a county, you will get from that territory +50% taxes, +50% levies, and +15000 supply limit. The first is a long term bonus or penalty that is applied to a character, dynasty, or other game item. Hastiluder foot rout level 3 - size +2. . Once a character reaches the age of 45, they have a 10% chance to lose 1 prowess each year. From there the “neighboring development” flat bonus will bleed out into the rest of my realm. I used cultural traditions like Collective Lands, Pacifists, Industrious and Mountaineer Ruralism. Governors = Super-dukes, I guess. if one side has 25 War score, the. Empires have 20 courtiers and 3 guests. Its holding can never be destroyed and is always owned by the ruler who holds the county title. Engage in courtly intrigue, dynastic struggles, and holy warfare in mediæval Europe, Africa, the Middle East, India, the steppes and Tibet. For example, vassal_limit = 20 will increase the vassal limit by 20. Changing the Contracts of Vassals. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. The easiest way to find a concubine is to click on your character and press the empty portraits under your concubine section, as seen above. For the longest time in Crusader Kings 3, I ignored development. the spouses thing i already knew but it depends on my heir/character. Crusader Kings III Wiki. My oldest character lived up to 109. The Communal Government innovation means you will incur the maximum existing development penalty at a development of 35. You need the title to make duchy buildings, but you can destroy the title and keep the bonuses after . However, you should focus. #1. Industrious - I found out for myself here that you can get the +25 development growth (takes 100 growth to get +1 dev level) by simply rebuilding a cheap structure on the same slot over and over. seems like the main tribes playable right now are the ones closer to europe. We can see the 0. Later i got strong trait and 4 star learning education. CK3 Modding #1 -Brief introduction to modding. Download from: Nexus Mods. In CK3 culture difference only affects popular opinion, which is completely irrelevant (there are peasant revolts every 10 years that take a few weeks to put down). Each character can wear up to 8 artifacts: a headgear. Oh absolutely, CK3 is best played as story sandbox and not as an optimal map painter. Lucky_Perspective. Our approach to a number of tech systems differ from CK2 for the sake of performance, and this has given us some great results. where [y] represents the track name, which you can find in the "00_traits" file in "CK3>game>common>traits>00_traits". A Stubborn/Just/Diligent Genius ruler that got +3 stewardship from Pedagogy and Groomed to Rule, had a max level Stewardship education, practicing Taoism at max devotion with the holy site, having a Stewardship focused Wife on Manage Domain, and having completed all three Stewardship lifestyle trees, for a total of 55 Stewardship. 85 Monthly tax +500 Supply limit +5% Garrison sizeCK3 Experienced Game Designer. The eligible concubines will only be. Born to Breed: House of the Prophets - my ongoing but erratically updated CK3 AAR; The Sverker Diaries, part twenty-six, has been published. You cant own cities and leasing temples is superior. Below is a searchable list of all CK3 innovation IDs, for use with the discover_innovation console command. Get as many renown making artifacts as you can. Normal feudal vassals (castles not directly held) are only 10% taxes and 25% levies. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. A bit of everything but light infantry and archers first, depending on the terrain around, pikemen or light horse, special unit if available, then heavy infantry personally+up to date artillery. With this the passive amount you can achieve is 61 Fort Level, 31 higher than what Bombards can properly siege down. Since you can choose between creating an economic powerhouse, supreme military, technological paradise or cheesy. And innovation is based on development. A Stubborn/Just/Diligent Genius ruler that got +3 stewardship from Pedagogy and Groomed to Rule, had a max level Stewardship education, practicing Taoism at max devotion with the holy site, having a Stewardship focused Wife on Manage Domain, and having completed all three Stewardship lifestyle trees, for a total of 55 Stewardship. If multiple commands could complete what is already typed, It lists the possible commands. r/CrusaderKings. You need 4500 archer MAA (with duchy building bonus and perk bonus) to match that. In this case our development total was 447 spread across 17 counties, (447/17=26. And how does CK3 treat supply limit? Development is a value representing the infrastructure and technological advancements of a county, increasing taxes, levies, and supply limit. Had to cut the screen shots because of size. CK3 console commands. You know this. Dukes can have larger MAA retinues with more units in each of them than counts, and kings, larger still. If you keep your vassals small and evenly distributed throughout the realm then there is a chance they will increase development with their stewards. As for the Middle East, probably the best county is Baghdad. For the amount of development time,is CK3 actually shallow?. 82 progress which is based on the base + 0. Many Counties in the game feature slots for Special Buildings. Your guide covers it quite well. A barony can be two types of capital: The county capital is the primary barony of a county. Seduction schemes don't care about the cap if I remember correctly. CK3 is still young, but I predict we won't have too many content creators doing META guides a lot like it was in ck2. They need to link innovations to the build system. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Just copy it in your mod and edit the number of schemes you want. Content is available under Attribution-ShareAlike 3. ago. its also a lot easier to fill out faster by hybridizing. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. France. I'd call it B tier, personally. Crusader Kings is a historical grand strategy / RPG game series for PC, Mac, Linux, PlayStation 5 & Xbox Series X|S developed & published by Paradox Development Studio. Industrious is a "bit" broken, in true Paradox fashion. The maximum penalty is reached at 10 development, but each era has a civic innovation that will raise the development level at which it is reached: 20, 35, 55, and finally 90.